What is Medicare?

Medicare is government-run health insurance for the following:
  • People 65 or older
  • People under 65 with certain disabilities
  • People of any age with End-Stage Renal Disease (ESRD)

At Garry L. Johnson & Associates, we help you understand: 
  • What is covered on Original Medicare Part A and Part B
  • The differences between Medicare Supplements and Medicare Advantage Plans and help you decide which is best for you.
  • How to select the appropriate Part D Plan and the prescription drug benefit.
  • A big misconception: Does Medicare Cover Long Term Care?
  • Open enrollment, when you are eligible, and how to avoid possible penalties.  

Dates to Remember

Annual Enrollment Period
Start Date: October 15th 
End Date: December 7th
Items to note regarding the Annual Enrollment Period:
  • Those who have a Medicare Advantage plan may change plans or carriers, as long as the carrier is excepting new participants.
  • Those who have a Medicare Advantage may change to a Medicare Supplement, if Eligible.
  • Those who have a Medicare Supplement may drop their supplement and enroll in Medicare Advantage Plan.
  • Those with a Standalone  PDP Plan may drop or change to another carrier.
  • January 1, 2012 is when all changes became effective.

Medicare Advantage Disenrollment Period
Start Date: January 1st
End Date: February 14th
Items to note regarding the Disenrollment Period:
  • Leave your Medicare Advantage Plan and switch to Original Medicare.
  • If you switch to Original Medicare you have until February 14th to join a Stand-alone Medicare Prescription Drug Plan.
  • You are not allowed to switch Advantage Plans or carriers during this period.

Medicare’s General Enrollment Period
Start Date: January 1st
End Date: March 31st
Items to note regarding the General Enrollment Period:
  • Enroll in Medicare Part A & B, if eligible.  
  • Once you are enrolled in Medicare Part A & B you may purchase a Medicare Supplement, Medicare Advantage or Part D.

Enroll In Medicare Parts A & B
 Part A is automatic at age 65.

 Initially refusing to enroll in Medicare        Part B leads to costly penalty.

 Original Medicare (Parts A and B),            does NOT cover:
-  Acupuncture
-  Dental care and dentures (in most
-  Cosmetic Surgery
-  Custodial care (help with bathing, 
   dressing, using the bathroom, and
   eating) at home or in a nursing home 
-  Health care you get while traveling 
   outside of the United States (except in
   limited cases)
-  Hearing aids and hearing exams
-  Orthopedic shoes
-  Outpatient prescription drugs (with only
   a few exceptions)
-  Routine foot care (with only a few 
-  Routine eye care and most eyeglasses 
-  Routine or yearly physical exams
-  Certain screening tests
-  Certain shots (vaccinations)

*This list is not all inclusive.  For more information online, visit www.medicare.gov.
Garry L. Johnson & Associates, Inc.
3850 E. Baseline Road, Suite 121, Mesa, AZ 85206
phone (480) 892.8826   toll free (800) 892.8826   fax (480) 892.0927
Did You Know?...
Enroll in Medicare Parts A & B Online if you meet the following requirements:

  • Are at least 64 years and 8 months old,
  • Want to sign up for Medicare but do not currently have ANY Medicare coverage,
  • Live in the United States or one of its commonwealths or territories, and
  • Do not want to start receiving Social Security benefits at this time. (If you aren't sure, you can apply for Medicare now and apply online for benefits later.)
Apply for Medicare Online Now
Apply for Medicare Online Now
Medicare Options

Part A - Hospital Insurance
 Automatic at age 65
 This plan helps cover inpatient care in hospitals
 Also helps cover skilled nursing facility, hospice, and home health care

Part B - Medical Insurance
 Helps cover doctors' services, hospital outpatient care, and home health care.
 Helps cover some preventive services (e.g., flu shots, mammogram screenings, etc.) to 
  help maintain your health and to keep certain illnesses from getting worse.

Part D - Medicare Prescription Drug Coverage
 A prescription drug option run by Medicare-approved private insurance companies.
 Helps cover the cost of prescription drugs.
 May help lower your prescription drug costs and help protect against higher costs in the 

Advantage Plan (Also known as Part C)
 Health plans run by Medicare-approved private insurance companies.
 These plans will provide Part A and Part B coverage.  They may also offer extra coverage, 
  such as vision, hearing, dental, and/or health and wellness programs.  Most include a 
  Part D coverage plan as well.
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